We're excited to announce a major milestone in our journey toward providing you with the best financial services: the official partnership with Penfold, a modern, innovative pension provider that is transforming the way people plan for their future!
At the core of this partnership is a shared commitment to making pensions simple, accessible, and empowering for everyone. Whether you're self-employed, working for a company, or looking to consolidate old pension pots, Penfold offers a flexible, user-friendly approach that aligns perfectly with our goal of helping you and your staff achieve long-term financial security. Here are a few reasons why we at Gow and Partners believe Penfold is the best option for your business!
Why Penfold?
Penfold is not your traditional pension provider. They stand out by focusing on the unique needs of today’s workers. Here’s why…
1. Simple and User-Friendly
Navigating pensions can often feel complicated and overwhelming, but Penfold is changing that narrative. With a clean, easy-to-use mobile app and online platform, setting up and managing your pension has never been more straightforward. No more paper forms or confusing jargon — Penfold's intuitive interface puts you in control.
2. Flexible Contributions
Whether you're making regular monthly payments or contributing in lump sums, Penfold adapts to your financial circumstances. You can start, stop, and change contributions at any time without penalties, giving you the freedom to save in a way that suits your lifestyle.
3. Tailored for the Self-Employed
A key feature that sets Penfold apart is their dedication to supporting, not only limited companies, but also the self-employed. In a world where traditional pension plans often overlook freelancers and contractors, Penfold steps up by offering flexible pension plans designed to accommodate irregular income patterns, ensuring that everyone can plan for a secure retirement.
4. Competitive and Ethical Investments
Penfold makes your money work smarter. They offer a range of investment options, including socially responsible and ethical funds, so you can grow your pension in line with your values. Their low fees also mean more of your hard-earned money stays in your pocket, building towards your future.
5. Transparency and Support
Penfold prides itself on its transparency. From fees to fund performance, everything is clearly laid out, ensuring you know exactly where your money is going. If you ever need help, their dedicated customer service team is on hand to provide expert support and guidance.
What Does This Partnership Mean for You?
By partnering with Penfold, we are giving you access to a best-in-class pension solution that simplifies the process of saving for retirement. You'll benefit from:
• Easy onboarding: Whether you’re starting fresh or transferring an existing pension, Penfold makes it easy.
• Visibility and control: Monitor and manage your pension anytime, anywhere with Penfold's app.
• Enhanced support: Both our team and Penfold’s experts are available to help you navigate your pension journey with confidence.
How to Get Started
Director/self-employed
If you're self-employed and ready to take control of your pension with Penfold, it’s quick and easy to get started. Simply follow these steps:
1. Sign up: Create your Penfold account online or via their app in just a few minutes.
2. Transfer your pension: If you have existing pensions you'd like to consolidate, Penfold will handle the transfer for you!
3. Set up your contributions: Choose how much you'd like to contribute and adjust it as you go.
4. Track your growth: Monitor your pension's performance with real-time updates and projections.
Employer
1. Sign up: Don’t worry, we’ll take care of this step for you!
2. Transfer your pension: You can do this quickly and smoothly in the Penfold app!
3. Set up contribution: We will align the company contributions with auto-enrolment requirements and integrate with payroll to ensure compliance, at all times! Staff can easily request increases to their contribution through their salary, or, top up their pension from personal funds anytime, all through the app. Saving for retirement has never been easier!
4. Track your growth: Sit back and relax while we handle all the extra stuff! Meanwhile, you and your staff can gain live insights and updates in the Penfold app!
The Future of Pensions is Here
Our partnership with Penfold reflects a larger vision: to provide you with financial solutions that are not only tailored to your needs but also designed to make your life easier. As retirement planning becomes more flexible, transparent, and accessible, we're confident that Penfold will be a game-changer in helping you secure the future you've always envisioned.
Here at Gow and Partners, we couldn’t be more thrilled to embark on this journey with Penfold and we look forward to seeing how this partnership empowers you to achieve your retirement goals with confidence!
To hear more about our partnership, visit our partnership page on the Penfold website!
Set Yourself up for Success
Did you know that we run the highest rated accountancy firm in Blackburn with Darwen?
Book your 30 minute discovery call today— enjoy a relaxed, no-obligation chat with one of our qualified accounting advisors. We can assess your situation and determine how to best serve and add value to your business.
Alternatively, you can send us a message with any queries (big or small), and one of our team members will get back to you promptly.